Investment LoanAn investment loan is a loan taken with the specific purpose of investment & wealth creation. Lenders clasify it as: - A loan which is predominatly (over 50%) for business or investment purposes
This can be the purchase of an investment property or the purchase of shares/managed funds/or the like.
A common investment loan is a loan against the equity in the family home to help build financial security by investing those funds in (for instance) the share market, managed funds and/or property. The features of an investment loan are very similar to a home loan, they can include: | | | | | | 100% loan | | Principal & Interest or Interst Only (IO) | | | Equity access | | Standard variable or Fixed rate | | | Refinance | | Offset account | | | Debt consolidation | | Line of Credit | | | Family pledge | | Extra payments and redraw |
When it comes to an investment loan, different features are important as to a home loan. Whilst a home loan you might want to keep cost down (low rate, no fee's, ...) with an investment loan you could place more importance on flexibility (redraw, internet access, cheque book,...) Find out first what it is that is important to you, then find the right loan. An investment loan suit investors who want to build wealth by borrowing to invest in shares, property or other assets. Whether you want to invest without all the risks, or accelerate your wealth by leveraging your investments, our range of investment loans can help you get there. |